The Use of Serious Games in Promoting Financial Literacy Among Adolescents
Martha Perry 2025-02-03

The Use of Serious Games in Promoting Financial Literacy Among Adolescents

Thanks to Martha Perry for contributing the article "The Use of Serious Games in Promoting Financial Literacy Among Adolescents".

The Use of Serious Games in Promoting Financial Literacy Among Adolescents

This research examines the application of Cognitive Load Theory (CLT) in mobile game design, particularly in optimizing the balance between game complexity and player capacity for information processing. The study investigates how mobile game developers can use CLT principles to design games that maximize player learning and engagement by minimizing cognitive overload. Drawing on cognitive psychology and game design theory, the paper explores how different types of cognitive load—intrinsic, extraneous, and germane—affect player performance, frustration, and enjoyment. The research also proposes strategies for using game mechanics, tutorials, and difficulty progression to ensure an optimal balance of cognitive load throughout the gameplay experience.

This study explores the role of user-generated content (UGC) in mobile games, focusing on how player-created game elements, such as levels, skins, and mods, contribute to game longevity and community engagement. The research examines how allowing players to create and share content within a game environment enhances player investment, creativity, and social interaction. Drawing on community-building theories and participatory culture, the paper investigates the challenges and benefits of incorporating UGC features into mobile games, including the technical, social, and legal considerations. The study also evaluates the potential for UGC to drive game evolution and extend the lifespan of mobile games by continually introducing fresh content.

This study examines the ethical implications of data collection practices in mobile games, focusing on how player data is used to personalize experiences, target advertisements, and influence in-game purchases. The research investigates the risks associated with data privacy violations, surveillance, and the exploitation of vulnerable players, particularly minors and those with addictive tendencies. By drawing on ethical frameworks from information technology ethics, the paper discusses the ethical responsibilities of game developers in balancing data-driven business models with player privacy. It also proposes guidelines for designing mobile games that prioritize user consent, transparency, and data protection.

This research explores the use of adaptive learning algorithms and machine learning techniques in mobile games to personalize player experiences. The study examines how machine learning models can analyze player behavior and dynamically adjust game content, difficulty levels, and in-game rewards to optimize player engagement. By integrating concepts from reinforcement learning and predictive modeling, the paper investigates the potential of personalized game experiences in increasing player retention and satisfaction. The research also considers the ethical implications of data collection and algorithmic bias, emphasizing the importance of transparent data practices and fair personalization mechanisms in ensuring a positive player experience.

The fusion of gaming and storytelling has birthed narrative-driven masterpieces that transport players on epic journeys filled with rich characters, moral dilemmas, and immersive worlds. Role-playing games (RPGs), interactive dramas, and story-driven adventures weave intricate narratives that resonate with players on emotional, intellectual, and narrative levels, blurring the line between gaming and literature.

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